How can you identify bad faith?

Reeling from property damage is already enough to deal with, especially if you have also endured physical injuries. Receiving a disproportionate check from your insurance may only exacerbate your situation.

Knowing how to identify bad faith can help you determine how to handle your insurance company. Careful planning may give you a winning shot at negotiating better compensation from them.

Poor investigative practices

Many insurance companies opt to run their investigation into incidents involving claims. Even if you have formal investigative reports to provide, your insurance provider may want to reach their conclusion. However, sometimes these investigations do not happen. Or, if they do, they lack quality investigative practices which may result in vague or inaccurate findings.

In efforts to reduce the amount of money you receive in a payout; your insurance company may settle for a shoddy investigation. According to the Merriam-Webster Dictionary, acting in bad faith means your insurance company uses deception or dishonesty in how they handle your claim.

Unreasonable requests

You may also suspect bad faith if your provider makes unreasonable requests before paying you. Such requests may include demands for detailed documentation, proof of losses that have no relevance to your claim and requests for unreasonable evidence.

Untimely or delayed communication and threats of legal action for noncompliance are other indications of bad faith. During difficult times, you deserve compassionate and professional treatment regardless of your situation. Your decision to work with an attorney may better protect you from bad faith from your insurance company. With reliable support, you can petition for a fair and reasonable outcome.